President Trump is reportedly considering an executive order allowing crypto assets investment in the 8.9 trillion USD 401(k) retirement funds in the US.
President Donald Trump is reportedly preparing to sign an important executive order, allowing 401(k) retirement funds in the US to invest in alternative assets, including crypto assets, significantly changing the 8.9 trillion USD retirement investment landscape.
According to sources from Financial Times, this order could be issued as early as this week. If implemented, this would be a breakthrough step, significantly expanding the crypto asset market's access to 401(k) retirement funds, which traditionally focused only on safe financial products like stocks and bonds. The order is expected to require federal regulators to develop a specific roadmap and thoroughly assess legal barriers to realize this goal.
However, the White House has sent cautious signals about this information. Spokesperson Kush Desai emphasized in a statement to Cointelegraph: "President Trump is committed to bringing prosperity to the American people and protecting their economic future. However, no official decision will be made without direct confirmation from President Trump." This suggests the plan is still under consideration, with no final decision made, although high-level discussions are ongoing.
This move occurs in a context where legal barriers to crypto assets in retirement investment are gradually being removed. Last May, the US Department of Labor revoked a previously issued Biden administration guideline that significantly restricted the ability to include crypto assets in 401(k) investment portfolios.
Meanwhile, the private sector has also made pioneering steps. Fidelity, a 5.9 trillion USD asset management company, introduced a new retirement account in April allowing US investors direct access to crypto assets, indicating a significant real market demand.
The trend of opening retirement markets to crypto assets is not limited to the US federal level. In North Carolina, legislators have proposed a bill allowing state pension funds to allocate up to 5% of assets to Bitcoin. Internationally, Japan's Government Pension Investment Fund (GPIF), the world's largest pension fund, is also considering adding Bitcoin to its investment portfolio to diversify risks.
In the UK, a pension company has allocated 3% of its portfolio to Bitcoin, reflecting a global trend of integrating digital assets into long-term financial plans that is becoming increasingly irreversible.
